Development Finance


          Property Development Finance


Laker has reinvented Development Finance for SME property developers.

A fast, simplfied process for Experienced Property Developers to obtain Development Funding, with a cast iron guarantee to seriously increase your profits. For budding Property Developers, we exclusively overcome the mandatory 'proven track record' requirement, in order to obtain funding. 

Experienced Property Developers: gain Property Development Finance for your SPV, with our simple game-changing solution. Fast credit decisions, competitive rates where terms are as good or better than you may receive directly. Laker include: seamless extended material payment terms, meaning, no restrictions upon how fast you can build, no credit restriction to your SPV. Finance is either repayable on completion and sale, or refinancable for ownership. Our transparency is 'a first' in Development Funding and uniquely guarantees the lowest possible material cost for your project.

Budding Property Developers: gain Property Development Finance for your SPV, where traditionally you couldn't without proof you are an experienced property developer. Recieve bank finance at the same terms an experienced property developer can, including seamless extended material payment terms, plus a unique guarantee of the lowest possible build and material costs.

Qualifying SPV's receive first charge lending to 70% Gross Development Value, up to 90% of cost, planning gains taken into account. Available for all projects valued from £400k to over £35m, including all new builds, a single dwelling (not owner occupied), multi-unit residential properties including larger developments, large conversions or refurbishment schemes anywhere across England and Wales. First charge lending securitisation from your development land, standard T&Cs apply. 

A 50% reduction on loan exit fees if you deliver energy efficient homes. To qualify, developments must contain at least five private units with 80% or more having an EPC rating of ‘A’.

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          And it's easy as 1...2...3...





Meet & review

Contact us  to discuss your project details. Once we have reviewed the basic information and if it all looks good, we will put forward your bespoke finance application.



Approval & offer

A dedicated Bank Relationship Director will walk you through the process. Once approval has been granted, a formal offer is immediately issued.


Due diligence

After the offer is accepted, a valuer, solicitor and project monitoring surveyor will report on your project. Due diligence and anti-money laundering checks will be carried out over the course of the project.


Approval & offer

When everything has been reviewed and due diligence has been finalised, the lender will register the security against the loan and release the funds. The loan is then drawn as per the terms of the offer letter.


Loan repayment

Loans are repaid from the proceeds of the sales following the project's completion. The charge against the site is fully released once the loan is totally paid.

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